Category Archives: Educational

Filing For Bankruptcy in Houston

Jessica Hoff has been called the best Houston bankruptcy attorney. Here is an excerpt from her Houston Bankruptcy Attorney Free Consultation website:

Filing for Bankruptcy in Houston? This video explains the process and may help alleviate some of your fears about how filing for bankruptcy will affect your financial future. #bankruptcyattorney

#Bankruptcy doesn’t have to scare you. Most people don’t realize that your credit isn’t likely to be “destroyed” for life. Many clients will have a credit score of 600 or better within 12 months after filing their case. Many people find that banks are willing to offer them a home loan within 2 years & 90 days from the date that your bankruptcy case is discharged, and you can be eligible for new credit cards immediately. #nottheendoftheworld #wecanhelp (832) 975-0366 -reprinted from Houston Bankruptcy Attorney Facebook Page

If you need to file for bankruptcy it can be a very painful and frightening time. Don’t worry too much about how it will have long lasting effects on your financial life. Many people are surprised to find out that filing chapter 7 or chapter 11 or chapter 13 bankruptcy can actually be recovered from in a few years time. It is really just a way that the US government offers to help good people get back on track.

See also…

There Are Limits to How Many Times You Can Receive a Discharge

Time restrictions on when you are eligible for another discharge depend on whether you previously received a Chapter 7 or Chapter 13 discharge and the type of bankruptcy you want to file now.

Chapter 7 to Chapter 7. If you have already received a discharge in a Chapter 7 bankruptcy, you must wait eight years from the date you filed the previous case before you can file another Chapter 7 and receive a discharge. 

Chapter 13 to Chapter 13. If your debts were discharged in a prior Chapter 13 case, you cannot receive a discharge in a subsequent Chapter 13 unless it is filed at least two years after the date the first case was filed. Because it usually takes three to five years to complete a Chapter 13 repayment plan and receive a discharge, you can typically file for another Chapter 13 bankruptcy and be eligible for a discharge immediately after your first case is closed. 

Chapter 7 to Chapter 13. If your first discharge was under a Chapter 7 bankruptcy, you can file for a subsequent Chapter 13 and be eligible for a discharge if the case is filed at least four years after the filing date of the initial Chapter 7. But keep in mind that filing a Chapter 13 bankruptcy after receiving a Chapter 7 discharge can still help you pay off priority debts or get caught up on missed mortgage or car loan payments even if you are not entitled to a discharge. Filing for Chapter 13 bankruptcy following a Chapter 7 discharge is commonly referred to as a Chapter 20 bankruptcy. –http://www.alllaw.com/articles/nolo/bankruptcy/how-often-file.html

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How Important is Corporate Housing?

Whether you realize it or not, your choice of employee housing could be costing your company more than you think.

Are you tired of losing productive workers to your competitors?
This is a common problem in the Permian Basin.

In fact, 70% of workers in the Permian Basin
Were contacted by a recruiter in the last 6 months
Employee turnover is more than 50%.
This is more than 3 times the national average.

Another startling fact:
The cost to replace a good worker is
Typically 1.5 to 2 times their annual compensation.
In the Permian Basin, this can cost you up to $150,000
To replace 1 good industry worker.

What is the primary reason workers give when asked
why they are willing to change employers?
The reason is:
Poor housing conditions

A study by the Cline Shale Group recently found that companies that upgraded their workers
to Corporate Housing accommodations had a 3:1 better rate of employee retention.

So, you may be thinking:
“How much does it cost to upgrade the living conditions for my team?”

Corporate Housing Co-op will house your workers
for an average of 75% less than “man camps” and 50% less than hotels.

Sound too good to be true?
We’ve made the entire process of better housing simple.
We lease fully furnished houses- Not Apartments or Mobile Homes,
which provide your workers very comfortable living conditions at
a fraction of the cost of the other housing options.

Our properties provide a “home away from home” experience.

All of our properties have an inviting and fully equipped kitchen
And, relaxing living areas
Quiet and Comfortable sleeping conditions
Spacious bathrooms that are
Both comfortable and private
And Onsite laundry so you don’t have to worry with finding a Laundromat

Do you want to learn even more?
Download our free report and find out:
How Corporate Housing
Co-op can help your company: Reduce Your Housing Costs,Attract and Keep Quality Workers & Increase worker productivity and loyalty
And Boost Your Competitive Advantage.

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Best Weight Loss Methods

PRECAUTIONS:
+ Green Tea can cause slight seizures, although he population that carries this rare symptom is rather less, it is still a duty to advise you on it. Before starting the Greentea/Oolong Tea abby diet, i prefer you have a cup or two and see if another amounts.
+ Green Tea can cause slight dizziness, feelings of vomiting, nausea, headache etc.. if you follow my steps exactly in the video you can very well avoid these symptoms easily. Do not take green tea for granted and drink more cups a day than I said, and do not have it on an empty stomach unless you have tried it once and had no reactions whatsoever (like me) in which cases when your in a rush to head off somewhere, those who can withstand it on an empty stomach, it is ok to do so, but do not do it everyday, and more than once in a day, even if you know you have or CAN handle it due to experience.

MOST ASKED QUESTION – Whats My Height, Age, and Weight.
Height:
161.5cm – 5ft 3inches – grew an inch after weight loss, was 5″2 all my life till 17.
Age:
May 05 1994 – Its 2014 – I Turned 20 this year :/ BYEBYE TEEN LIFE D:
Weight:
My weight Fluctuates every now and then, Mainly because I am a woman, and we do have weight fluctuations quite frequently, also my body *morph* type is prone to fluctuations.
Iam currently 60-63kgs, but mostly stay at 61 & 62. 63 being the highest in the middle of my monthly’s for the most.

HOW MANY CALORIES SHOULD YOU EAT?
I personally eat 1200 cals a day but thats for my height, This doesn’t apply to everyone as all women come in different shapes and sizes. What i can recommend is for you to find out your BMI and it will calculate everything for you depending on your height. Some people who saw my video got mistaken and assumed I’ve told all women to eat UNDER 1000 Cals, including men. In order to reduce the amount of assumptions i get and unnecessary notification that are rather unimportant as even me making a video falls of def ears to a few tempered humans, i thought of adding this into my description. Type into your “Google Toolbar” for a BMI calculator, and you shall be presented with one online. Also, notice how i said don’t starve yourself. If i would say that, it would be so incoherent to saying to eat under 1000 cals which literally is STARVING YOURSELF.

WHAT DID I SAY AT 11:20-11:25?
I said “SOUP” can fill you Up. (btw soups with creams are Fattening).

Foods That will help you see results in 2 weeks:
Lemon / Lime
Pineapples
Apples
Prunes (After or Before every meal {CAN ALSO BE USED FOR SNACKING).
GreenTea ( For 3 – 4 months [MORNING + LATE AFTERNOON + EVENING] half an hour after every meal.
Oolong Tea / Wulong Tea (After 3 – 4 months). half an hour after every meal.
Honey + Lemon + Hot Water (Before Sleeping).

TIPS & WARNINGS:
Green Tea & Oolong is best from either a traditional Chinese market/store or Walmart.
Do not add too much honey to your prior sleep drink because it can cause heartburn as normal honey does.
Do not Eat over 5 – 6 Prunes a day. It might cause irritation to your bowl movement.
Do not go overboard with Pineapples and Apples just because it helps burn fat. Everything should be eaten in healthy quantities. Fruits can cause uncomfortable bloating or a beautiful gassy BUM!!! hahahaha
Eat frozen yogurt instead of regular Ice cream.

Hope I haven’t missed out any important Tips or Additional Information.

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