Filing For Bankruptcy in Houston

Jessica Hoff has been called the best Houston bankruptcy attorney. Here is an excerpt from her Houston Bankruptcy Attorney Free Consultation website:

Filing for Bankruptcy in Houston? This video explains the process and may help alleviate some of your fears about how filing for bankruptcy will affect your financial future. #bankruptcyattorney

#Bankruptcy doesn’t have to scare you. Most people don’t realize that your credit isn’t likely to be “destroyed” for life. Many clients will have a credit score of 600 or better within 12 months after filing their case. Many people find that banks are willing to offer them a home loan within 2 years & 90 days from the date that your bankruptcy case is discharged, and you can be eligible for new credit cards immediately. #nottheendoftheworld #wecanhelp (832) 975-0366 -reprinted from Houston Bankruptcy Attorney Facebook Page

If you need to file for bankruptcy it can be a very painful and frightening time. Don’t worry too much about how it will have long lasting effects on your financial life. Many people are surprised to find out that filing chapter 7 or chapter 11 or chapter 13 bankruptcy can actually be recovered from in a few years time. It is really just a way that the US government offers to help good people get back on track.

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There Are Limits to How Many Times You Can Receive a Discharge

Time restrictions on when you are eligible for another discharge depend on whether you previously received a Chapter 7 or Chapter 13 discharge and the type of bankruptcy you want to file now.

Chapter 7 to Chapter 7. If you have already received a discharge in a Chapter 7 bankruptcy, you must wait eight years from the date you filed the previous case before you can file another Chapter 7 and receive a discharge. 

Chapter 13 to Chapter 13. If your debts were discharged in a prior Chapter 13 case, you cannot receive a discharge in a subsequent Chapter 13 unless it is filed at least two years after the date the first case was filed. Because it usually takes three to five years to complete a Chapter 13 repayment plan and receive a discharge, you can typically file for another Chapter 13 bankruptcy and be eligible for a discharge immediately after your first case is closed. 

Chapter 7 to Chapter 13. If your first discharge was under a Chapter 7 bankruptcy, you can file for a subsequent Chapter 13 and be eligible for a discharge if the case is filed at least four years after the filing date of the initial Chapter 7. But keep in mind that filing a Chapter 13 bankruptcy after receiving a Chapter 7 discharge can still help you pay off priority debts or get caught up on missed mortgage or car loan payments even if you are not entitled to a discharge. Filing for Chapter 13 bankruptcy following a Chapter 7 discharge is commonly referred to as a Chapter 20 bankruptcy. –http://www.alllaw.com/articles/nolo/bankruptcy/how-often-file.html

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A Lawyer Who Helps Senior Citizens

G. Matecun is an attorney in Michigan who helps senior citizens, veterans, and parents of special needs children. You can visit his website here.

There just aren’t enough lawyers who are willing to contribute to the community like Mr. Matecun. Here are Big Red Factors, we always like to recognize anyone in the community who goes above and beyond.

You can also find more info about this excellent lawyer here…

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How Important is Corporate Housing?

Whether you realize it or not, your choice of employee housing could be costing your company more than you think.

Are you tired of losing productive workers to your competitors?
This is a common problem in the Permian Basin.

In fact, 70% of workers in the Permian Basin
Were contacted by a recruiter in the last 6 months
Employee turnover is more than 50%.
This is more than 3 times the national average.

Another startling fact:
The cost to replace a good worker is
Typically 1.5 to 2 times their annual compensation.
In the Permian Basin, this can cost you up to $150,000
To replace 1 good industry worker.

What is the primary reason workers give when asked
why they are willing to change employers?
The reason is:
Poor housing conditions

A study by the Cline Shale Group recently found that companies that upgraded their workers
to Corporate Housing accommodations had a 3:1 better rate of employee retention.

So, you may be thinking:
“How much does it cost to upgrade the living conditions for my team?”

Corporate Housing Co-op will house your workers
for an average of 75% less than “man camps” and 50% less than hotels.

Sound too good to be true?
We’ve made the entire process of better housing simple.
We lease fully furnished houses- Not Apartments or Mobile Homes,
which provide your workers very comfortable living conditions at
a fraction of the cost of the other housing options.

Our properties provide a “home away from home” experience.

All of our properties have an inviting and fully equipped kitchen
And, relaxing living areas
Quiet and Comfortable sleeping conditions
Spacious bathrooms that are
Both comfortable and private
And Onsite laundry so you don’t have to worry with finding a Laundromat

Do you want to learn even more?
Download our free report and find out:
How Corporate Housing
Co-op can help your company: Reduce Your Housing Costs,Attract and Keep Quality Workers & Increase worker productivity and loyalty
And Boost Your Competitive Advantage.

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How to Never Quit

http://www.JaretGrossman.com – Get your FREE video product (4.5 hours of content)!

Do the activity right the first time and you never have to go back and do it again a second. Time is the most precious commodity there is.

Jaret Grossman is an expert life strategist and motivational coach for millionaires, elite athletes, and ordinary business-people and students just like yourself. He has produced iTunes albums that have topped the charts, written several books for working out and motivation, creates video series lectures explaining his philosophy, and does one on one coaching for high profile clients. Make the choice to revamp your life! You will change your life in one phone call with Jaret – watch your finances go up, your health and relationships improve, and a feeling of fulfillment consume you like never before.
Follow Jaret on http://www.Youtube.com/JaretGrossman as well for more motivation.

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